Alternative Self-Help financing Schemes for Housing: An Exploratory Study on Indigenous, Voluntary, Community-Based Groups in Urban Areas

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This paper is a descriptive analysis focused on the following research questions: what are the existing groups or organizations outside of government and private banking system engaged in housing financing schemes and what are the process/system of the financing schemes and the underlying reasons for setting-up the financing mechanisms/process/system? In particular, it aims to determine the extent of efforts in self-help financing indigenous volunteer groups and community-based organizations on housing and explores a model for financing housing projects outside the formal government and private banking system. The recommendations presented in this paper can serve as baseline information for planning and policymaking to strengthen self-help efforts.